With over 20 years in the mortgage industry, Carol Ruiz offers expertise and a personal touch in home lending. As a Senior Loan Officer, she provides tailored solutions for everything from first-time home purchases to refinancing and multi-unit investments.
Starting her career as a loan processor, Carol has deep knowledge of what banks seek and how to structure loans for success. Unlike other lenders, she works directly with clients, ensuring a smooth, hands-on experience from start to finish. With access to multiple banks, Carol can find the best loan fit for each client’s unique needs, building lasting relationships along the way.
A wife and mother of three, Carol understands the importance of balancing life’s demands. Whether at a softball or soccer field or a community event, she stays available and committed to her clients. Active in Bakersfield, she sponsors youth sports and participates in the Festival of Trees and the Women’s Conference. Carol is also a member of the Bakersfield Chamber of Commerce and Power Hub Bakersfield.
Whether buying, refinancing, or investing, Carol is here to guide you every step of the way. Se habla español.
